If you choose Tally+, there’s an annual fee ($300) that’s paid from your credit line monthly ($25). This fee gets you access to a lower APR credit line with a higher credit limit that can save you thousands of dollars. We think it’s worthwhile because you can save more in the long run. However, you can always choose our Basic offer, which has no fees but also fewer money-saving benefits.

The bottom line: there are no hidden fees to use Tally. No late fees, no balance transfer fees, no prepayment fees. We only make money when we can save you money on your credit card interest.

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