What is the difference between “Tally Pays” and “You Pay” cards?

Tally Pays
When you add a new card, we automatically set it to ‘Tally Pays’ if we detect this card is currently accruing interest. Tally manages payments to all your ‘Tally Pays’ cards for you with your line of credit. You receive one bill for all the cards that Tally pays, then repay Tally every month. 

You Pay

If a card is set to 'You Pay,' with Late Fee Protection enabled, Tally will still monitor your card and send the minimum due 2-3 days before your due date to protect you from any late fees as long as your account is current and in good standing. You will also have the option to make payments to your card with your checking account in-app. 

You can change a card's payment preference by clicking on this card in the "Cards" tab and selecting "Settings” in the top right-hand corner.

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