We invite most members to use our free experience before being offered a Tally credit line. We analyze accounts and look at everything from current APRs to spending habits, and if we believe a Tally credit line will accelerate your progress, you’ll be immediately notified. The last thing anyone needs is a credit line that doesn’t help, so we’re purposeful on how and when we offer them.
You'll still be able to use the Tally app. With Tally, you can see all of your cards in one place, connect a checking account, and make one-time and recurring payments to your cards. In the meantime, we're actively working on adding additional features to the app aimed at helping you tackle credit card debt.